You shouldn’t have to figure this out alone.
We get it. You've spent hours researching lenders, comparing rates, and filling out forms, only to feel more confused than when you started.
The process shouldn't be this overwhelming.
Loan rejections with no clear explanation why.
Endless paperwork with no clear guidance.
Feeling like you're getting the runaround.
Wondering if you're missing better options.
It doesn't have to be this way. We'll guide you to a loan that grows with your life. From application to home ownership.
We’ve helped countless clients move from overwhelmed to in control. Here’s how we do it:
01
Connect
Book a free strategy call.
We’ll chat about your goals, budget, and any challenges you’re facing—no obligation.
02
Customise
We research & compare.
We find the lenders, rates, and loan structure that suit your situation best.
03
Confirm
We handle the rest.
From application to settlement, we do the legwork so you can move forward with confidence.
What our clients are saying
Dr M S Alam
''Tailored solutions made the process seamless.''
VestaFi provided exceptional support with both my company and residential property lending. His deep product knowledge, strategic approach, and tailored solutions made the process seamless. Ben’s holistic perspective, combined with his proactive and approachable manner, reflects a genuine commitment to achieving the best outcomes. I highly recommend VestaFi for expert, client-focused lending advice.
Donna Robinson
“Above and beyond — always reassuring.”
Ben Brown is amazing ! And I say this honestly. With Ben I was always cc into everything so I knew what was happening all the time. Such prompt services always replying to me straight away. Very reassuring and making me feel comfortable at all time no matter how much I annoyed him. Ben went above and beyond and you don’t always find someone like that. I really appreciate all you did for us Ben I can’t recommend Ben enough.
Rohan Patel
“Made the entire process stress-free.”
I had a great experience working with Ben on my loan. He made the entire process smooth and stress-free from start to finish. Ben was always responsive, knowledgeable, and took the time to explain everything clearly. I really appreciated his professionalism and support throughout. Highly recommend him if you're looking for someone who genuinely cares and makes things easy!
Whatever Your Goal,
We’ll Find the Right Loan for It
First Home Buyers
Turn your dream into a clear, stress-free plan.
We guide you from pre-approval to settlement, explaining every step in plain language so you feel confident from day one.
Refinance
Lower repayments, better features, more freedom.
We review your current loan, compare competitive options, and handle the switch—so you can save money or upgrade without the hassle.
Investment
Maximise growth, minimise headaches.
We structure loans for flexibility and long-term potential, while guiding you through lender requirements to keep your portfolio growing.
Construction
Build with confidence from the first brick to final handover.
We arrange stage-by-stage funding, manage lender requirements, and ensure your finance stays on time and on budget.
SMSF Lending
Make your super work harder for you
We navigate SMSF lending rules, secure compliant loans, and coordinate with your advisers to align with your retirement strategy.
Commercial
Finance that grows your business.
Whether buying premises or investing in commercial property, we tailor the loan for flexibility, cash flow, and long-term success.
Too many people are left frustrated by the home loan process. Banks that treat them like a number, and brokers who disappear once the paperwork is signed.
We knew there had to be a better way.
That’s why we started VestaFi: to deliver clear advice, real care, and end-to-end support, so you can get the right loan without the stress or uncertainty.
Why People Choose VestaFi
Integrity
Recommendations are made with your best interests front and centre.
Guidance
We're here to help you feel confident and informed throughout.
Progress
We handle the hard parts so you can relax and focus on what matters.
Why People Choose VestaFi
Frequently asked questions
Frequently asked questions
We are more than just a loan comparison service — we are your long-term lending partner. Here is what sets us apart:
-
Access to over 40 lenders so you are never limited to one bank’s products
-
Tailored loan strategies built around your life, not just the loan approval
-
Specialist expertise in complex scenarios including self-employed, SMSF, and trust lending
-
Proactive refinancing reviews to ensure you stay on a competitive rate
-
Personal service from the first conversation through to settlement and beyond
At VestaFi, we do not just get you approved — we make sure your loan is optimised for your goals now and in the future.
-
A mortgage broker is your personal home loan strategist. We act as the middleman between you and a wide network of banks, credit unions, and specialist lenders, comparing hundreds of products to find the right one for you. We handle the research, paperwork, and negotiations so your loan process is faster, simpler, and less stressful.
Absolutely. Self employed clients often have more complex financial situations and we are experienced in structuring applications for them. We work with:
-
Low Doc and Alt Doc loans
-
Complex income scenarios
-
Trust and company structures
Whatever your structure or income, we will work with you to find the best solution.
-
We compare products from over 40 lenders across Australia including major banks, smaller lenders, and niche providers. This means we can search thousands of options to find competitive rates and features tailored to your needs, not just the limited range one bank offers.
Our service is free and you do not pay us, the lender does. We receive a commission from the lender when your loan settles:
Upfront commission is usually between 0.65% and 0.7% of the loan amount. Trail commission is around 0.15% per year of your remaining balance.
In rare complex cases a broker fee may apply, but if that is ever the case we will always let you know upfront before proceeding.
Yes. Refinancing is one of the fastest ways we help clients save money. Whether your goal is to lower your interest rate, consolidate debt, or unlock equity, we compare lenders to find a better deal and manage the switch for you.
We are more than just home loans. We also help with:
-
Investment property loans
-
Construction loans
-
Commercial loans
-
SMSF lending
-
Personal loans
If it involves borrowing there is a good chance we can help.
-
Your next move starts now.
Let’s take the stress out of finding the right loan and replace it with clarity, confidence, and real progress.
Book your free strategy call today and let’s make it happen.